Context
Headline rates only clear for the right credit box. This anonymised outcome reached 3.55% p.a. when SBR was 2.75% (SBR + 0.80%).
As of Oct 2026: SBR 2.75%; OPR 3.00%. Live packages change - WhatsApp Janice for today’s fit.
Takeaway
Shop eligibility and total package, not brochure PDFs alone. See rates & SBR.