Lowest rate secured: 3.55% p.a.
Highest loan: RM 5.8m
Free consult · no hard enquiry
Which path fits you?
Signing-day protection
MRTA/MLTA + houseowner/fire while the bank’s charge is live.
- Match letter-of-offer requirements
- Mortgagee clause on building cover
- MRTA vs MLTA without overbuying
Legacy & housing loan
Wills, trusts and Islamic estate questions — financing lens only (RMS is not a law firm).
- Who services the loan if a borrower dies
- MRTA payout vs who inherits
- Joint title vs joint loan
What to send in one WhatsApp
| Signing stack | Legacy & loan |
|---|---|
| Bank + loan amount VP / drawdown date LO insurance checklist Property type (landed / condo) |
Outstanding balance + bank Title (individual / joint / company) MRTA/MLTA yes/no What you’re solving (minors, parents, etc.) |
Ready when you are
No forms. No credit check to start. Janice maps required vs optional cover and loan survivorship — you decide.
WhatsApp — signing stack WhatsApp — legacyDeep reads: houseowner & housing loan · wills & housing loan · MRTA service