DSR affordability

How much can you borrow?

Estimate Debt Service Ratio headroom and maximum loan before you talk to a bank.

This tool mirrors the affordability engine on our homepage. Enter income and commitments for a directional max loan. Banks apply their own income recognition - Janice reconciles that next.

Guides: What is DSR ยท Service: DSR optimisation

Launch full DSR calculator on homepage

Full calculator

The interactive engine also lives on the homepage. Use the dedicated layout below (same logic) or open the homepage suite.

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