Cash on hand after MOF

Value × MOF − net − costs = cash?

Illustrative only. Selected SME packages may finance above property value; banks decide. No bank names on this tool.

Pair with Cashflow Consultant and business owners.

Inputs

Estimate

Loan proceeds (value × MOF) -
Net purchase -
Other costs -
Illustrative cash on hand -

Ignores interest, DSR, eligibility and bank haircuts. Not a quote. Janice overlays real packages.

How the estimate works: loan proceeds = market value × assumed MOF%; cash on hand = loan proceeds − net purchase − other costs. Default example: RM5,100,000 × 130% = RM6,630,000 − RM3,800,000 − RM150,000 = RM2,680,000 illustrative cash (not a quote).

Diagram: market value RM5,100,000 × assumed MOF 130% = loan proceeds RM6,630,000, minus net purchase RM3,800,000 and other costs RM150,000 = illustrative cash on hand RM2,680,000.
Illustrative walkthrough of the default calculator inputs — same maths as the Estimate card above.

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